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For all my myLot friends - I would like to share some advice that some of my friends on myLot told me about. I thought I'd share it with you, since it can really multiply your earnings on myLot. I have been informed that, when you post/reply to discussions, if you write at least six lines, you will be paid a higher amount for that, than if you were to just write one or two lines. If you can keep your sentences short, then six lines is not a lot ! So friends, try to keep this advice in mind for your future discussions and the money start to add up quicker than it was before.

Saturday, October 3, 2009

Avoide default in payment

    As we grow older, we realize that money gives us a great feeling. This feeling is fantastic and it gives a person a sense of freedom which nothing else gives. It gives a person the ability to do what they want to do and without depending on others for any help. But not everyone has unlimited amount of money. Due to our limited earning capability, sometimes we end up in such a situation that we need to borrow money from a lending organization in order to make some large purchase like a car or a house.

    It is not always easy to get the right rates as it sounds. One thing which I have discovered over a period of time is that one can try to keep the loan rates on the lower side by following a very simple to follow method. A person should try to start out by researching as many companies as possible which offer loans to their clients. Having a good credit record is a plus point as it is the starting point for loan companies when they figure out the rates for you. One way to get good loan rates is to improve your credit score by being prompt on your payments and not missing any installments. If a person is having difficulty in repaying the loan amount due to some financial difficulty, then they should talk to the credit repair companies if they are having serious payment problems and work out some credit repair services solution in order to avoid any further negative marking in their credit report.

    Some of you out there must be asking the question what is a credit score? In order to borrow money from some lending organization, we need a good credit score. A credit score can be defined as an expression based on a statistical analysis of a person's credit files and to represent the creditworthiness of a person. It is based on the credit report submitted by credit bureaus. Having a good credit score tells a company that the borrower is a responsible person who will repay the loan amount on a timely basis. A person should try to improve their credit scores if they have payment problems by using credit repair services in order to get the best market rates possible. Remember, never skip that bill amount no matter how small it is and borrow only as much as you can repay without putting any financial strain on yourself.